Bank of Scotland → Xero
Convert a Bank of Scotland bank statement PDF to Xero
Bank of Scotland uses the Lloyds Banking Group statement layout — separate 'Money In' and 'Money Out' columns plus a payment-type code per transaction — with up to 7 years of statements in Internet Banking and at least 10 in the app, so older PDFs may span layout revisions when you convert them. Every row is checked against the running balance before you get the file, so the figures reconcile instead of just looking plausible.
3 pages free· then $3 a bank statement· no account, no card
All pricing →Convert your Bank of Scotland bank statement
3 pages free. No account, no card.
Your file is deleted after processing — we keep no copy. What we do with it.
What you get
Your statement, already reconciled
Left, the text as it comes out of a statement PDF. Right, the sheet you download — same figures, in columns, each one checked against the balance the bank printed.
STATEMENT OF ACCOUNT Page 1 of 3
BALANCE BROUGHT FORWARD 1,250.50
03DEC25 TESCO STORES 4821 GB
42.10- 1,208.40
05DEC25 ACME LTD SALARY
2,400.00 3,608.40
09DEC25 BRITISH GAS DD
118.62- 3,489.78
14DEC25 TFL TRAVEL CH
38.40- 3,451.38
21DEC25 CARD PAYMENT REF 90
560.00- 2,891.38
31DEC25 INTEREST PAID
1.24 2,892.62
BALANCE CARRIED FORWARD 2,892.62
| date | description | amount | balance | checked |
|---|---|---|---|---|
| 2025-12-03 | Tesco Stores 4821 | -42.10 | 1,208.40 | |
| 2025-12-05 | Acme Ltd salary | +2,400.00 | 3,608.40 | |
| 2025-12-09 | British Gas DD | -118.62 | 3,489.78 | |
| 2025-12-14 | TfL travel charge | -38.40 | 3,451.38 | |
| 2025-12-21 | Card payment ref 90 | -560.00 | 2,891.38 | |
| 2025-12-31 | Interest paid | +1.24 | 2,892.62 |
Get the PDF
Where Bank of Scotland keeps your bank statement PDF
The exact path through Bank of Scotland.
- 1Log in to Internet Banking and go to the account page.
- 2Select 'Statement options'.
- 3Choose to print, download or order a paper copy (in the app: select the account, tap the three-dot menu, then 'Download or print statement').
Convert it
Turning that PDF into Xero
- 1Download the PDF Take the Bank of Scotland bank statement using the steps above.
- 2Upload it here One statement or a multi-page month — the first 3 pages convert free, with no account.
- 3Check the rows, then download You see the extracted rows and the balance check before paying for anything. A xero-ready bank statement csv, with date, description, amount and balance.
Then import it
Getting the Bank of Scotland rows into Xero
The conversion is half the job. This is the other half.
- 1In Xero, go to Accounting → Bank accounts and pick the account.
- 2Choose 'Manage Account' → 'Import a Statement'.
- 3Upload the CSV from here. Its columns are already named the way Xero expects, so the mapping screen needs no changes.
- 4Confirm the date format, import, then reconcile as usual.
Your file
What happens to the bank statement you upload
You're handing a financial document to a website you found through a search result. Here is exactly what it does with it.
- Retention
- 60 minutes. Your PDF and the spreadsheet built from it are deleted on a timer, whether you download or not.
- Accounts
- None. No signup, no password, no email required to convert or to pay.
- Where it runs
- One server in London. PDFs are parsed there; the text isn't handed to an outside service.
- If it's wrong
- 14 days, refunded. And you see the extracted rows before you're asked for money.
Questions
Bank of Scotland bank statements, specifically
How do I convert a Bank of Scotland bank statement to Xero?
Upload your Bank of Scotland bank statement PDF, and LedgerLift returns a Xero-ready bank statement CSV with date, description, amount and balance columns — usually in seconds.
Can I export my Bank of Scotland bank statement to Xero?
Yes. Bank of Scotland doesn't export to Xero directly, so download the bank statement as a PDF and convert it here — no manual copying.
How do I download my Bank of Scotland bank statement as a PDF?
Log in to Internet Banking and go to the account page. Select 'Statement options'. Choose to print, download or order a paper copy (in the app: select the account, tap the three-dot menu, then 'Download or print statement'). Then upload it here.
What does it cost to convert a Bank of Scotland bank statement?
The first 3 pages are free and need no account. Past that it's $3 to unlock the statement you just converted, which also leaves you credit towards the next one. Full pricing.
Is it accurate?
The extracted rows are re-added and compared against the running balance printed on the bank statement. If the two agree, the figures are arithmetically sound; any row that can't be resolved confidently is flagged in the preview rather than quietly guessed at.
Is my data secure?
Your PDF is deleted automatically after processing and we keep no copy. There's no account to create, and we never sell, share or train on financial data.
Which Bank of Scotland accounts are supported?
Current, savings and credit-card Bank of Scotland statements in PDF format. Multi-page documents are fine.